Sonia Martinez de Simon

As the holidays approach and winter weather kicks in, it’s the perfect time to enjoy a party, relax, and spread good cheer. But it’s also a time when overspending, waste, and icy roads can sneak up on us.

Here’s the cold truth: about 90% of U.S. homes use some form of heating, and nearly half of all home energy costs go straight to staying warm. So, if your wallet starts shivering in January, you’re not alone. The good news? A few small changes can make a big difference.

Strange ways people are unleashing artificial intelligence this fall